What’s not covered

Travel insurance is there in case something goes wrong on your snow holiday, as with any insurance policy, there are exclusions. Some of the things that would generally not be covered (this varies depending on your insurer) are:

Deliberately putting your life in danger

Ducking under the resort boundary rope, dropping off that cornice which has been closed all season, heading out in a blizzard in a t-shirt… These all have the potential to cut short your long term skiing or boarding prospects, and would not be covered if something happened as a result.

Drinking alcohol or taking drugs

Après is an integral part of most snow holidays – we understand it, but you probably won’t get your claim paid if something happens whilst you are under the influence of alcohol or drugs.

Skiing or snowboarding on unmarked trails or outside of the resort boundaries

You probably won’t be covered if you ski or board off piste on ungroomed terrain that is not marked into trails within the resort area boundary. You will only be covered whilst you are within the resort or terrain park boundaries.

Participating in high risk snow sports activities

Be aware many policies will not cover you to go bobsleighing, recreational snowmobiling, snow rafting, para-penting, heli-skiing, ski joreing (that’s being pulled behind a horse on skis) or any form of power assisted skiing. It will also not cover you for ski acrobatics so you may wish to reconsider the next heli you try to pull off that mogul.