Medical, emergency dental, hospital and ambulance costs and when agreed by us, medical evacuation home or to the nearest appropriate medical facility. Includes funeral and repatriation of mortal remains.
Financial loss due to unforeseen cancellation of prepaid travel and accommodation arrangements. Includes conference/course fees not refunded as well as travel agency cancellation fees charged.
Expenses you incur due to you not being able to continue your travel due to the injury or illness of you or one of your travelling party. Also expenses you incur if your transport is delayed due to severe weather or accident.
If you cannot return to your usual employment when your travel is completed due to an accidental injury suffered whilst you were away.
Cash payments if you are hospitalised.
Meals and accommodation expenses due to transport delay.
If the major part of your travel has been interrupted by you being hospitalised and you need to be escorted home, reimbursement of your return airfare.
Transport costs to resume your travel if you had to return to Australia due to the hospitalisation of a Relative.
If your travel is interrupted and you will not get to a specified event in time. Reasonable additional cost of using alternative public transport to arrive at the destination on time.
Cover for the rental vehicle excess if you have an accident or your vehicle is stolen.
Costs to return a rental vehicle if you are unfit to do so.
Additional boarding fees if you are delayed from returning home due to something happening to you that is covered by this insurance, including veterinary fees if your pet is injured whilst you are away.
Additional transport and accommodation expenses if disaster strikes your home whilst you are away.
Loss of prepaid travel if you decide to end your travel following a hijacking incident.
If you are travelling on business and due to injury or illness you cannot complete your business commitments, costs to replace you with an alternative employee.
Additional costs you incur if the accommodation you are staying at is affected by industrial action or extended water and electricity supply failures.
Cover for when the skiing facilities at the resort you have pre-booked before your Trip commences and that you are staying in, are totally closed due to adverse snow conditions.
Covers extra travel and accommodation expenses paid if your pre-booked outward or return journey is delayed due to an avalanche or bad weather.
Covers the loss of pre-paid ski equipment hire, lift passes and ski-school costs due to sudden illness or serious injury.
Covers you to hire alternative ski equipment following accidental loss, theft or breakage of ski equipment. Cover also extends if you are temporarily deprived of your ski equipment from the scheduled time of arrival due to delay or misdirection of your ski equipment.
Covers accidental loss, theft or damage to hired snow skiing equipment.
Additional costs incurred if you are unable to perform domestic duties after being repatriated home due to sudden illness or serious injury.
Payment for your estate for accidental death.
Cover if you suffer injury resulting in your permanent total loss of sight in one or both eyes or the permanent total loss of use of one or more limbs.
Accidental loss, damage or theft of your possessions. Includes emergency expenses if your luggage is delayed and losses due to fraudulent use of lost or stolen credit cards, travellers cheques.
Protection of you being legally liable for injuring other people or causing damage to their property, including legal defence costs.